How it works
A clear path from overwhelmed to a plan
No pressure, no jargon, and no promises we can't keep. We start by understanding your situation, lay out the options honestly, and help you act on the one you choose.
Photo: how it works
The process
Four simple steps
Most owners get a real picture of their options in a single conversation.
Free debt review
Share your advances, payments, and balances. We listen and ask the right questions to get a true picture.
Options explained
We lay out the realistic paths — consolidation, renegotiation, restructuring, or settlement — with the trade-offs of each.
You decide
You choose the path that fits your business. No pressure, and the decision is always yours.
We help you pursue it
If you move forward, we help you execute the option you chose and keep you informed along the way.
What to expect
Straight answers, no high-pressure sales
What we will always do
- Give you an honest read on what is realistic
- Explain the cost and trade-offs of every option
- Tell you when an attorney or accountant is the right call
- Keep your information confidential
- Let the decision stay yours
What we will never do
- Promise to "erase" your debt or guarantee a result
- Ask for large upfront fees just to talk
- Pretend a confession of judgment or lien doesn't matter
- Pressure you into a product that doesn't fit
- Give legal, tax, or bankruptcy advice we aren't qualified to give
What to bring
To make your free review useful
You don't need anything formal — even rough numbers help. The more of this you have, the more precise we can be.
- How many advances or loans you currently have
- The daily or weekly payment on each
- The approximate balance remaining on each
- Roughly when each was taken out
- Your average monthly revenue
- Whether you signed any confession of judgment
- Any UCC liens or lockbox arrangements you know of
- What you ultimately want — survive, grow, or exit cleanly
Ready when you are
Start with a free, confidential review
One conversation is usually enough to understand every option on the table. There is no obligation and no large upfront fee to talk.